The new financial year begins on 6 April. That means that I have until the end of 5 April to use my remaining ISA allowance. I have £750 left in my Stocks & Shares ISA. Here’s how I plan to invest it before the deadline.

Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in future. The content in this article is provided for information purposes only. It is not intended to be, neither does it constitute, any form of tax advice. Readers are responsible for carrying out their own due diligence and for obtaining professional advice before making any investment decisions.

Spread the risk

First of all, I’m planning on investing in more than one stock with my remaining allowance. In order to spread my risk out, I’m looking to buy shares in companies with different characteristics. This might … Read more

Let’s face it more and more men are buying men’s skincare products these days.

The days when only women looked after and cared for their skin are becoming a distant memory. For men anti aging skincare is no longer a taboo subject as we also feel the society pressure to look good.

We now understand how you feel, ladies!

Chosen correctly, men’s skincare products can help a man feel good about himself as well as keep him young looking. When we are young the skin is kept radiant and supple by the plentiful amounts of collagen and elastin we naturally produce at that age. For older men anti aging skincare becomes desirable and necessary as we turn to men’s skincare products to help stimulate the regrowth of the collagen and elastin levels that are  decreasing as we get older.

There are some important things you need to know before you

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The festive season has provided investors with some respite from what continues to be a tricky period for the UK market. However, it won’t be long before companies start releasing updates on trading. With this in mind, here are three stocks from the FTSE 100 that I’ll be keeping an eye on in January. 

Next

Fashion and lifestyle retailer Next (LSE: NXT) will be among the first companies to report to the market in 2022. A trading update, scheduled for 6 January, should serve as something of a bellwether for how well retailers have fared in the vitally important run-up to Christmas. 

Considering just how challenging 2021 has been for some businesses, Next investors have had a fairly decent year. Boosted by pent-up demand from shoppers, shares have climbed 15% in value and outperformed the FTSE 100. 

Whether this momentum has continued more recently is difficult to say. At 10%, … Read more

The past five years have been gruesome for holders of two large UK telecoms stocks. Both BT Group (LSE: BT.A) shares and Vodafone Group (LSE: VOD) stock have dived in the past half-decade. Furthermore, BT and Vodafone both took a beating during 2020’s Covid-driven market meltdown. But I see potential for value in these unloved stocks.

BT shares get battered

It’s been mostly heartbreak for owners of BT shares since late 2016. Just before Christmas 2016, the BT share price closed at 370.35p on 23 December. Last Friday, it closed at 167.4p. That’s a collapse of more than half (-55.8%) in five years. But things looked even worse last year. During the depths of the Covid-19 crash, BT shares hit a low of 94.68p, before recovering to end the year at 132.25p. The BT share price hit its 2021 high of 206.7p on 23 June, but then went into a … Read more

This week we saw the UK cost of living rising to its highest in 10 years. According to the Office of National Statistics (ONS), inflation has peaked at 5.1% in the 12 months to November – more than twice the 2% target set by the Bank of England (BoE).

So, are we set for another Christmas of disappointment?  And how will the rising cost of living impact us amidst some winter uncertainty? Let’s look at what precisely is driving inflation up and how that will impact our shopping basket during the festive season.

Who is to blame for the rising cost of living?

I’m certain that many of the more hawkish readers will quickly turn their gaze upon the central banks and their monetary policies. But before we are quick to point our finger at the Bank of England and condemn their actions during the coronavirus pandemic, let’s acknowledge that … Read more