With the much anticipated return of a dividend (albeit only 15 cents per share for the interim period) failing to ignite the HSBC (LSE:HSBA) share price, the bank still trades for below book value. As of late February, HSBC shares trade for a price-to-book ratio of around 0.63. Here is one potential event I think that could send shares higher.

The importance of interest rates to HSBC

Due to the pandemic, central banks around the world have lowered interest rates to ultra-low levels. This has acted as a headwind for the bank. According to CEO Noel Quinn, HSBC “lost around $5.3 billion of net interest income” due to the lower rates. That has translated into an over 2 percentage point decrease in the bank’s return on tangible equity (RoTE).

The low rate environment is one of the reasons why management has focused more on the bank’s non-interest income … Read more

Content Marketer Deep in Thought Image

In his recently-published book, What’s Your Problem: Become a Better B2B Marketer by Enhancing Your Problem-Solving Skills, Steve Goldhaber argues that the discipline of content marketing boils down to a simple consistent objective: solving problems.

It’s a reasonable framing. Almost every piece of marketing content is essentially aimed at solving a problem. This really gets to the fundamental intent of B2B content marketing as a practice: by helping our audience solve day-to-day problems and overcome business challenges, we hope that they’ll eventually consider using our product or service to solve a bigger problem.

But content marketers can’t focus solely on solving problems for customers. We also need to look inward and address key challenges that threaten the value and impact of our problem-solving content. The old saying about “getting your own house in order” comes to mind.

Here’s a look at four prevalent conundrums faced by B2B content marketers … Read more

We’re thrilled to announce that the second Salesforce.org Impact Lab will focus on driving equity in education. This Impact Lab will support learners on nontraditional pathways from underrepresented minorities as they navigate post-secondary education and move into the workforce. 

Building on the momentum from our inaugural Impact Lab, which just launched a new app to help combat homelessness, this new Impact Lab will bring together subject matter experts from across sectors to advance equity in post-secondary education.

As a collaborative initiative aimed at developing innovative technology solutions that address complex social issues, Impact Labs combines the expertise of leaders from the nonprofit and education sectors with the power of Salesforce technology and pro bono talent. In taking risks, thinking outside the box, and designing creative solutions, Impact Labs aims to address some of the world’s greatest needs.

Our second cohort of Impact Labs Community Fellows will focus on driving equity
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HSBC (LSE:HSBA) recently reported its much anticipated annual results for 2020. Many investors were keen to see how the bank did during the challenging pandemic and whether management would pay a dividend again given the improved economic conditions. I think it’s fair to say the bank answered some of those questions. With the results, here are some key points and what I’d do given the current HSBC share price.

Annual 2020 result

Like many other banks, HSBC’s 2020 results weren’t that great due to the pandemic. For the year, HSBC reported a profit before tax of $8.78bn, beating the analyst estimates of $8.33bn, but still lower by 34% year-over-year. Sales also fell 10% to $50.43bn.

Due to the pandemic, the bank suffered from increased credit losses. Given that many central banks cut rates in response to the pandemic, HSBC also made less in some interest rate sensitive areas of … Read more

For mission-driven organizations, embracing a digital-first approach to fundraising and constituent engagement is more important than ever.

“27% of nonprofits with high digital maturity exceed fundraising goals during the pandemic, compared to organizations with low digital maturity only 7% exceeding their goals.” –3rd Edition of the Nonprofit Trends Report.

Following our webinar on “5 Digital-First Fundraising Strategies”, this is the first post in a series of in-depth looks at how technology is helping nonprofit teams succeed in real-time by transforming how they reach donors, run programs, and report impact.

Embracing a digital-first approach to fundraising and constituent engagement is more important than ever.

What’s an Ask Ladder?

An ask ladder, also known as a giving ladder, is a set of suggested donation amounts commonly found on a donation page. It provides donors an easy, one-click process to donate at a predetermined donation amount. When designed effectively, … Read more